Spain Updates Anti-Money-Laundering Rules: Royal Decree Amends 11 Financial Regulations, in Force October 28
Spain's Official State Gazette published Royal Decree 813/2026 on October 8, amending a series of royal decrees in the financial sector to bring them into line with the current regulatory framework. The decree, proposed by the First Vice-President and Minister of Economy, Trade and Business and deliberated by the Council of Ministers on October 6, enters into force on October 28.
Its core is an update of the rules against money laundering and terrorist financing, in particular the regulation implementing Law 10/2010. The ministry explains that the revision responds to new risks, methods and technological advances of recent years, and to the international requirements Spain must meet as a member of the Financial Action Task Force, whose mutual evaluation of Spain will begin in 2026 with a full review of the country's anti-money-laundering framework.
The new rules also tighten checks in sectors such as online gambling, including verifying that a gaming account holder matches the holder of the payment method used, to reduce the misuse of third-party payment instruments. The decree has eleven articles, one additional provision, three transitional provisions, one repealing provision and four final provisions, amending older regulations on payments and financial supervision.
Financial institutions will adjust their internal procedures under the decree's transitional arrangements ahead of the October 28 entry into force. (Source: Ministry of Economy, Trade and Business, Spain)
Source: Ministry of Economy, Trade and Business, Spain
Published by GSM · USA (original Chinese edition)
Photo: 图：西班牙银行总部大楼，位于马德里（资料图）。Wikimedia Commons 开放授权。 / Photo: Bank of Spain headquarters in Madrid (file photo). Wikimedia Commons, open license.
