Chino Commercial Bancorp Q3 Earnings Rise 22% to $1.88 Million on Record Assets and Deposits
CHINO, Calif. — Chino Commercial Bancorp (OTC: CCBC), parent of Chino Commercial Bank, N.A., reported third-quarter 2026 results on October 16 via GlobeNewswire: net earnings of $1.88 million ($1,880,302), up 22% (an increase of $338,000) year over year, with basic and diluted EPS of $0.49 versus $0.40. Year-to-date net earnings were $5.39 million ($5,385,805), up 21%, with EPS of $1.40 versus $1.15, prior-year EPS adjusted for the 20% stock dividend to holders of record June 18, 2026.
Third-quarter net interest income was $4,688,197 versus $4,031,337 a year earlier, and the net interest margin was 4.20% versus 3.78%. Noninterest income was $924,872, up 3.72%, with merchant services processing fees up 44% (an increase of $91,000) to $297,376 and card processing sales volume of $24.9 million, up 40%. The core efficiency ratio improved to 50.02% from 55.95%; annualized return on assets was 1.58% and return on equity 14.04%.
Total assets were $543 million, up 10% from $494 million at December 31, 2025; total deposits were $413.4 million, up 11.7%, with core deposits at 97.5% of the total; and gross loans were $253.2 million, up 14.8%. There were no delinquent loans at quarter-end, three nonaccrual loans totaling $1.2 million, and no foreclosed real estate. The bank operates five offices in Chino, Ontario, Upland, Rancho Cucamonga and Corona. President and Chief Executive Dann H. Bowman said in the release that the company set records for total assets, deposits, loans, net earnings and capital, citing the Inland Empire economy.
Published by GSM · USA (original Chinese edition)
Photo: Chino Commercial Bank官方标志 / Chino Commercial Bank official logo
