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California Workers Compensation Advisory Pure Premium Rose 6.6 Percent to $1.65 per $100 of Payroll on Sept. 1, as Adopted by the Insurance Commissioner

Tuesday, November 10, 2026 · Finance · GSM News

CALIFORNIA - California approved advisory pure premium rates for workers compensation rose an average of 6.6 percent on September 1, 2026. The Insurance Commissioner adopted an average advisory pure premium rate of $1.65 per $100 of payroll for policies on or after September 1, 2026.

The rates are filed by the Workers Compensation Insurance Rating Bureau of California and adopted by the Insurance Commissioner. Advisory pure premium covers the expected loss cost portion only; each insurer sets its final premium by adding its own expenses and other factors, and rates vary widely by class code.

California does not use the National Council on Compensation Insurance classification system. It uses its own rating bureau classifications and a State Fund established by the state legislature. The figures in this report follow the adopted rate as stated in the rate summary.

Published by GSM · USA (original Chinese edition)

Photo: 图:几名工人在工作现场讨论个人安全防护。National Institute for Occupational Safety and H 供图,公共领域,经 Wikimedia Commons / Photo: Worker Speaking of Personal Safety (8744516732). By National Institute for Occupational Safety and H, public domain, via Wikimedia Commons

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