UK Department for Education Confirms Student Loan Repayment Thresholds on November 12: Plan 2 Stays at 29,385 Pounds for 2027-28
The UK Department for Education and the Welsh Government on November 12, 2026, confirmed the annual repayment thresholds for income-contingent student loans, covering Plan 2, Plan 3 and Plan 5 loans in England and Plan 2 and Plan 3 loans in Wales, applying from April 6, 2027, for one year.
The repayment threshold for Plan 2 undergraduate loans remains at 29,385 pounds, with the lower interest rate threshold also at 29,385 pounds and the higher interest rate threshold remaining at 52,885 pounds. The Plan 5 repayment threshold will rise to 26,025 pounds, and the Plan 3 threshold remains at 21,000 pounds.
The thresholds determine when UK graduates begin repaying student loans and which interest band applies, and are published annually. Student loan plans in England and Wales fall under the Department for Education and the Welsh Government respectively. (Source: UK Department for Education)
Source: UK Department for Education
Published by GSM · USA (original Chinese edition)
Photo: 图：位于英国伦敦的国际海事组织总部（资料图）。照片：Celsoazevedo，CC BY-SA 4.0，经 Wikimedia Commons。 / IMO headquarters in London, UK (file photo). Photo by Celsoazevedo, CC BY-SA 4.0, via Wikimedia Commons.
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