Presurance Holdings Third Quarter 2026 Personal Lines Combined Ratio Improved to 82.7 Percent: Gross Written Premiums of 6.2 Million Dollars Fell 57.8 Percent, and the Personal Lines Book Is Now Exclusively Texas Homeowners Policies
Presurance Holdings, Inc. (Nasdaq: PRHI), based in Troy, Michigan, reported its 2026 third quarter results on November 12, 2026, through GlobeNewswire.
The company personal lines combined ratio was 82.7 percent in the third quarter, compared with 95.2 percent a year earlier. Year to date, the personal lines combined ratio was 91.0 percent, compared with 119.3 percent a year earlier. The overall underwriting combined ratio was 113.2 percent in the third quarter and 97.1 percent year to date, compared with 133.7 percent a year earlier.
Total gross written premiums were 6.2 million dollars (6,173 thousand dollars) in the third quarter, down 57.8 percent, and 30.7 million dollars for the first nine months, down 40.8 percent.
The net loss allocable to common shareholders was 1.6 million dollars, or 0.43 dollars per share, in the third quarter. Book value was 6.45 dollars per share at September 30, 2026.
After the company decision to non-renew its Midwest homeowners business, its personal lines portfolio now consists exclusively of Texas homeowners policies. Its commercial lines business is in runoff.
Chief Executive Officer Brian Roney commented in the release on the quarterly results and the portfolio changes.
Source: Presurance Holdings
Published by GSM · USA (original Chinese edition)
Photo: 图：德州奥斯汀新居（Presurance相关资料图）。Matthew Rutledge，CC BY 2.0，Wikimedia Commons。 / Photo: A new home in Austin, Texas. Matthew Rutledge, CC BY 2.0, via Wikimedia Commons.
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