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Colorado Division of Insurance Adopts Flood Emergency Rules on

Saturday, November 14, 2026 · Life · GSM News

Nov. 13, Opening a Special Enrollment Period Through Feb. 15, 2027

The Colorado Division of Insurance announced on Nov. 13 the adoption

of two emergency regulations, 26-E-05 and 26-E-06, both effective

immediately, setting temporary health insurance arrangements for

residents affected by the 2026 Colorado floods.

Under 26-E-05, a special enrollment period runs from Nov. 13, 2026, to

Feb. 15, 2027, during which people impacted by the floods may enroll

in plan-year 2026 and 2027 individual health insurance plans.

Regulation 26-E-06 requires carriers to give flood-impacted covered

persons access to durable medical equipment and prescription drug

refills without prior authorization.

Both regulations were issued by the Colorado Division of Insurance and

apply to flood-affected residents in the state and to insurers

operating there.

Source: Colorado Division of Insurance

Published by GSM · USA (original Chinese edition)

Photo: 图:位于丹佛市的科罗拉多州议会大厦。xiquinhosilva 摄,CC BY 2.0,经 Wikimedia Commons。 / Photo: The Colorado State Capitol in Denver. Photo by xiquinhosilva, CC BY 2.0, via Wikimedia Commons.

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