Wisconsin Individual Health Premiums to Rise 21.7% on Average in 2027 as All 12 Insurers Stay
Individual-market health insurance rates in Wisconsin will rise by a weighted average of 21.7% in 2027, the Wisconsin Office of the Commissioner of Insurance announced on October 30, with open enrollment beginning November 1 and all 12 insurers staying in the federal marketplace — none is leaving.
Enrollment has swung sharply. Wisconsin set a record with 313,579 sign-ups in the 2025 open enrollment period, but the total fell to 291,336 in 2026. The office attributed the drop to market destabilization from federal actions, noting that the expanded premium subsidies expired at the end of 2025.
The Wisconsin Healthcare Stability Plan (WIHSP) cushioned the increase: without the state program, the average 2027 rate rise would have been 33% instead of 21.7%, the office calculated.
For 2027, 12 insurers will sell individual plans on HealthCare.gov in Wisconsin, and two more will offer Affordable Care Act-compliant plans off the marketplace. Commissioner Nathan Houdek urged residents to compare plans' rates and service-area changes during open enrollment before choosing.
Help is available through WisCovered.com, which drew more than 26,000 visitors during the last open enrollment period, or by calling the Office of the Commissioner of Insurance at (608) 261-1455 or (877) 942-6837.
(Source: Wisconsin Office of the Commissioner of Insurance)
Source: Wisconsin Office of the Commissioner of Insurance
Published by GSM · USA (original Chinese edition)
Photo: 威斯康星州议会大厦（资料图）。图：Wikideas1 摄，CC0，Wikimedia Commons / The Wisconsin State Capitol in Madison (file photo). Photo by Wikideas1, CC0, via Wikimedia Commons
