Social Security Benefits Rise 3.6% in 2027: Enroll in Paperless Notices by Nov. 18 to See Your New Amount up to Three Weeks Early
The U.S. Social Security Administration (SSA) announced on October 14 that Social Security benefits and Supplemental Security Income (SSI) payments will increase by 3.6 percent in 2027. Nearly 72 million Social Security beneficiaries will see the cost-of-living adjustment (COLA) beginning in January 2027, while increased payments to about 7.3 million SSI recipients begin with the December 31, 2026 payment. On average, retirement benefits will rise by about $75 a month. One deadline is close: people who do not yet have a personal account must create one and enroll in paperless notices by November 18 to see their own new amount online.
Social Security Commissioner Frank J. Bisignano said the agency will implement the cost-of-living adjustment for 76 million Americans, giving them greater financial stability. This year's personalized notice is a simplified one-page letter in plain language, giving the exact dates and dollar amounts of each person's new benefit and any deductions.
Timing runs on two tracks. Account holders enrolled in paperless notices can view their notice in their account Message Center starting in late November, up to three weeks earlier than a mailed paper notice, and their 2027 Medicare premium amount will appear there at the same time. Those who have not enrolled in paperless notices will receive their notice by mail during December.
The increase is calculated under the Social Security Act, tied to the rise in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) published by the Bureau of Labor Statistics. It takes effect automatically, with no application and no fee of any kind.
(Source: U.S. Social Security Administration)
Source: U.S. Social Security Administration
Published by GSM · USA (original Chinese edition)
Photo: 图：位于马里兰州 Woodlawn 的美国社会保障局总部大楼。Coolcaesar 摄，CC BY-SA 3.0，经 Wikimedia Commons。 / Photo: Headquarters of the U.S. Social Security Administration in Woodlawn, Maryland. By Coolcaesar, CC BY-SA 3.0, via Wikimedia Commons.
