Freddie Mac: Tus Nqi Qiv Nyiaj 30-Xyoo Poob Mus Rau 7.24%, Qis Tshaj Plaws Lub Hlis No; 15-Xyoo Ntawm 6.60%
Freddie Mac tau tshaj tawm cov txiaj ntsig ntawm nws daim ntawv ntsuam xyuas kev lag luam qiv nyiaj thawj zaug (PMMS) rau lub Kaum Hli 29, qhia tias 30-xyoo kev qiv nyiaj ruaj khov (FRM) nruab nrab 7.24% rau lub lim tiam xaus rau lub Kaum Hli 29, 2026, poob qis los ntawm 7.32% lub lim tiam ua ntej thiab qib qis tshaj plaws lub hlis no. Ib xyoos dhau los lub sijhawm no, 30-xyoo FRM nruab nrab 6.17%.
Tus nqi nruab nrab ntawm 15-xyoo FRM yog 6.60% lub lim tiam no, qis dua 6.68% lub lim tiam dhau los. Ib xyoos dhau los, nws yog 5.41%.
"Qhov nruab nrab ntawm 30-xyoo tus nqi qiv nyiaj tsis hloov pauv tau poob qis dua lub lim tiam no, mus txog qib qis tshaj plaws lub hlis no thiab ua rau muaj zog yuav khoom rau cov neeg yuav khoom yav tom ntej," Sam Khater, Freddie Mac's Chief Economist hais.
Nws yog qhov poob qis thib ob hauv ib lub lim tiam. Daim ntawv soj ntsuam lub lim tiam dhau los (lub lim tiam xaus rau lub Kaum Hli 22) tau muab tus nqi 30-xyoo tso rau ntawm 7.32%, nws thawj zaug poob qis txhua lub lim tiam txij li lub Yim Hli. Txawm li ntawd los, ntawm 7.24% tus nqi ntsuas tseem ntau dua li ib feem pua ntawm nws qib xyoo dhau los ntawm 6.17%.
Cov ntawv nyeem tshiab kawg tau ua raws li Federal Reserve lub rooj sib tham thaum Lub Kaum Hli 28, uas Federal Open Market Committee tau pov npav 10-2 los tuav lub hom phiaj nyiaj txiag ntawm 3.75% txog 4.00%, nrog rau Tus Thawj Kav Tebchaws Lisa Cook thiab Cleveland Fed Thawj Tswj Hwm Beth Hammack tsis pom zoo rau kev nce ib feem plaub ntawm cov ntsiab lus. Lub rooj sib tham tom ntej tau teem sijhawm rau Lub Kaum Ob Hlis 8-9.
Lub PMMS tsom mus rau cov nyiaj qiv yuav tsev uas ib txwm muaj, ua raws li txoj cai, thiab them rov qab tag nrho rau cov neeg qiv nyiaj uas tso 20% ua ntej thiab muaj qhab nia zoo heev. Freddie Mac, lub hauv paus chaw ua haujlwm hauv McLean, Virginia, hais tias nws lub hom phiaj yog ua kom tsev neeg thoob plaws lub tebchaws muaj peev xwm nyob tau los ntawm kev txhawb nqa kev ua lag luam yooj yim, kev ruaj khov thiab kev them taus hauv kev lag luam vaj tse.
Qhov chaw: GSM · Tebchaws Meskas (Qhov kev tshaj tawm lus Askiv · Qhov kev tshaj tawm lus Suav qub)
Duab: 图：美国住宅区航拍（资料图）。La Citta Vita 摄，CC BY-SA 2.0 授权，经维基共享资源。Photo: Aerial view of a U.S. residential neighborhood (file photo), by La Citta Vita, CC BY-SA 2.0, via Wikimedia Commons.
